Life Planning
As a Clinical Social Worker who has been in a medical setting for the last seven years, I am often working with people facing the difficult task of planning. We are usually planning as a result of illness or loss of functioning due to multiple medical issues. The types of decisions vary and are individual to each person (and family); they can include medical/treatment decisions, housing decisions, and financial decisions. This process can be overwhelming in the best of circumstances. I encourage patients and families to begin discussions around planning early and continue them throughout life, as our ideas, values, and decisions may change over time.
Advance Care Planning typically involves three major steps –
- Setting Goals of Care (consider goals of care keeping longevity, function, and comfort in mind – consider treatment options as they relate to these goals)
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Communicating Choices (be sure that people most likely to be involved in treatment are aware of choices – have conversations and discussions about choices and rationale behind them)
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Documenting Choices (advance directives are most commonly used – advance directives involve appointing someone to make medical decisions for you if/when you are no longer able to do so and documenting your wishes so that providers/family can make decisions and provide treatment that matches your beliefs/values - other options may be used depending on individual needs, wants, and state you reside in)
I have encountered several challenges to getting started. People are reluctant to face mortality and possibility of illness or death. People vary in their ability and willingness to consider abstract thoughts. People are concerned about the impact of discussions of death on others. Research has found that the two biggest fears people have when facing illness and death are dying alone and pain/suffering. Often starting these conversations and making these difficult decisions can ease the burden both of the individual and of the family.
Things to consider when thinking about planning:
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Financial Issues – contact hospital financial counselors, insurance companies, local financial assistance resources, etc.
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Housing/Living Arrangements – current and future needs, plan for increased need of support services, hospice, etc.
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Advance Directives – complete Advance Directives, Living Will, and/or Durable Power of Health Care depending on needs, wants, and requirements of individual state
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Legal Issues – consider completing a Will, Trust, Legal Power of Attorney, or other options as needed
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Put Your Affairs in Order – organize records, documents, insurance policies, financial documents, etc. – ensure family members know how to access information and your wishes
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Memories – talk about ways you would like to be remembered and prepare; these could include a journal, photo books, video, memorial service, or anything that leaves behind your personal legacy
As always, you are not alone. There are many resources available to assist you in this process.

